VHM

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Contact Info

Office Address

28 Valencia Street, New York United States of America

Fix and Flip

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FIX AND FLIP FINANCING

Whether you’re flipping your first house or your 50th, Vertical Hard Money delivers fast funding as a lender who moves at your speed. Submit a loan inquiry request and find out why!

LTC

UP TO 96.5%

9.99% - 13.99%

Interest rate

POINTS

4-6%

SHORT TERM FIX AND FLIP LOAN

This loan program makes it easy for real estate investors to acquire the property quickly. Closing times take 05-14 days. The credit score requirement starts at 640 minimum and all property values must be at $100k and up. Rates start at 9.99%.

GREAT TERMS AND RATES

  • Rates starting at 9.9%-13.99%
  • Origination fee (Points) 4%-6%
  • Loan to Cost up to 96.5%
  • Loan to Purchase up to 90%
  • Rehab: 100%
  • Credit Score: 640+ or guarantor required
  • Quick and Easy Loan Approval Process
  • Loans Designed to Fit Your Needs
  • Hassle-Free Loan Application Experience
  • Expert Guidance Throughout Your Journey
  • All loans are subject to credit and asset approval. Rates are subject to change. This is not a commitment to lend.

Why People Choose VHM

No experience required

You don’t need to be a professional investor to qualify for our loans. We do not require tax returns and we accept credit scores as low as 640.

Fast 5-21-day closing times

Get underwriter approval in 48 hours and your deal funded in 5-21 days.

Interest rates for fix and flips starting at 9.99%

Rates vary on the complexity of the deal. LTV, LTC and credit all come into play. Apply and let us price your deal!

Up to 96.5% LTC on Fix & Flips

We offer some of the highest loan to values in the industry. We’ll even fund 100% of your rehab costs!

We build trust with our clients through communication and results. When you succeed, we have done our job!

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