DSCR
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Vertical Hard Money > DSCR
DSCR FOR INVESTORS
See an investment property that you are looking to get into quickly? Perfect! Our investment property loans allow our investors to purchase an investment property without proving income through bank statements or tax returns. Instead, we look at the value of the property or the rental income of the property. The property types include single-family residences, 2-4 units, condos, and townhomes.
80+%
LTV-Purchase-Refinance - Cash Out
5.99%
Starting at
30 Years
Fully amortized
NO INCOME VERIFCATION
The loan is based solely on rental income
DSCR - Debt Service Coverage Ratio Loans
As long you break even on the property, we can help you get as many loans as you like! This allows us to focus solely on credit and liquidity.
Program highlights:
- Low-Interest Rates Available
- Receive Personalized Support Every Step
- Flexible Loan Terms Tailored to You
- Wide Variety of Loan Options
- Enjoy Tax Benefits on Loans
- Trusted Support You Can Rely On
- Quick and Easy Loan Approval Process
- Loans Designed to Fit Your Needs
- Hassle-Free Loan Application Experience
- Expert Guidance Throughout Your Journey
- All loans are subject to credit and asset approval. Rates are subject to change. This is not a commitment to lend.
Why people choose VHM
No Experience required
You don’t need to be a professional investor to qualify for our loans. We don’t require Tax Returns and we accept credit scores as low as 640.
Fast 5-21-day closing times
Get underwriter approval in 48 hours and your deal funded in 5-21 days.
Our rates are some of the lowest in the industry
Fixed Rates mean you’ll have more predictability when it comes to your profit.
Up to 85% LTV on DSCR
We offer some of the highest loan to values in the industry. Depends on the deal and LTV
We build trust with our clients through communication and results. When you succeed, we have done our job!
